Canada’s $1,381 GIS Spousal Allowance 2025 – Eligibility, Payment Schedule & Key Updates

Canada’s $1,381 GIS Spousal Allowance 2025 – Eligibility, Payment Schedule & Key Updates

The $1,381 GIS Spousal Allowance is one of Canada’s most vital support mechanisms for low-income seniors.

Administered by Service Canada and the Canada Revenue Agency (CRA), this program ensures that spouses or common-law partners of Guaranteed Income Supplement (GIS) or Old Age Security (OAS) recipients also receive financial assistance.

As the cost of living continues to rise, this non-taxable payment brings significant relief to eligible Canadians.

What Is the $1,381 GIS Allowance for 2025?

The Guaranteed Income Supplement Allowance (GIS Allowance) for 2025 is designed to provide monthly non-taxable support to spouses or common-law partners aged 60 to 64 of individuals receiving OAS or GIS benefits.

The allowance is income-tested, meaning eligibility depends on the combined net income of the couple.

The maximum monthly benefit for 2025 is $1,381.90, directly deposited or mailed monthly. It is important to apply for this benefit 6 to 11 months before turning 60, as early application ensures timely disbursal.

If a recipient’s partner passes away, the allowance transitions automatically to the Survivor’s Allowance, continuing the support without requiring a fresh application.

GIS Allowance 2025 – Key Highlights

DetailsInformation
Program NameGuaranteed Income Supplement Allowance 2025
CountryCanada
Administered byService Canada & CRA
Benefit Amount (Monthly)$1,381.90
Tax StatusNon-taxable
EligibilitySpouse or partner of GIS/OAS recipient
Age Requirement60 to 64 years old
Residency RequirementMust be a Canadian legal resident for 10+ years
Income Threshold$40,800 or less (combined net annual income)
Payment FrequencyMonthly
Transition OptionConverts to Survivor’s Allowance if partner dies

CRA GIS Allowance Eligibility Criteria for 2025

To qualify for the GIS Spousal Allowance in 2025, individuals must meet the following criteria:

  • Must be the spouse or common-law partner of a Guaranteed Income Supplement or OAS recipient.
  • Applicant must be between 60 to 64 years of age.
  • Must be a legal resident of Canada and have resided in Canada for at least 10 years since age 18.
  • Combined annual net income must not exceed $40,800.
  • Application must be submitted well in advance (ideally 6–11 months before reaching 60).

These criteria are reviewed annually by Service Canada to ensure only qualified individuals receive the payment.

Guaranteed Income Supplement Allowance Payment Dates – 2025 Schedule

The Guaranteed Income Supplement Allowance payments for 2025 will follow the standard OAS and GIS calendar. Payments are made monthly either by direct deposit or cheque. Below is the detailed payout schedule for 2025:

MonthGIS Allowance Payment Date
January 202529th January
February 202526th February
March 202527th March
April 202528th April
May 202528th May
June 202526th June
July 202529th July
August 202527th August
September 202525th September
October 202529th October
November 202526th November
December 202522nd December

These dates provide beneficiaries a consistent timeline for managing their monthly finances.

The $1,381 GIS Spousal Allowance 2025 offers much-needed financial support to spouses of seniors receiving OAS or Guaranteed Income Supplement benefits in Canada.

With a clear structure, non-taxable nature, and predictable monthly payouts, this program is essential for low-income couples navigating retirement together.

Eligible Canadians should ensure timely applications to secure this benefit and ease their financial journey.

FAQs

Who qualifies for the GIS Allowance in 2025?

The spouse or common-law partner aged 60–64 of an OAS or Guaranteed Income Supplement recipient, with a combined net income under $40,800.

Is the $1,381 GIS Allowance taxable?

No, the Guaranteed Income Supplement Allowance is a non-taxable monthly benefit provided to eligible spouses.

When are the payments for GIS Allowance made in 2025?

Payments are issued monthly on specific dates, such as 29th January26th February, and so on, up to 22nd December 2025.

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